Question 1

The defining characteristic of a social insurance program is that

Accepted Answer

A)  eligibility is restricted to individuals who paid special payroll taxes during their working years.
B)  it is administered jointly by the national government and the states.
C)  it is targeted at those who are most in need of welfare assistance.
D)  it is administered through private insurance companies.
E)  None of these answers is correct.F) C) and D)
G) A) and D)

Question 2

Discuss what is meant by a social insurance program and provide examples.

Accepted Answer

Social insurance programs are those prog...

Question 3

Which of the following statements is NOT true about Medicaid?

Accepted Answer

A)  It is a public assistance program.
B)  It is funded by general tax revenues.
C)  It serves all Americans who cannot afford health insurance.
D)  It is controversial due to its cost.
E)  It is funded by both the federal government and the states.F) D) and E)
G) None of the above

Question 4

________ was called "the great leveler" when it began in the early nineteenth century.

Accepted Answer

A)  Social welfare
B)  Public education
C)  The federal government
D)  The Internal Revenue Service
E)  Social securityF) A) and B)
G) B) and E)

Question 5

The American welfare system is widely criticized for being inefficient.Explain this criticism,and describe the underlying causes of inefficiency.

Accepted Answer

Inefficiency refers to the fact that muc...

Question 6

The Food Stamps program is

Accepted Answer

A)  criticized because some believe it allows undeserving people to get aid.
B)  criticized because some think it stigmatizes its users by identifying them publicly as welfare cases.
C)  an in-kind benefit.
D)  criticized because some think it is too costly.
E)  All these answers are correct.F) None of the above
G) D) and E)

Question 7

Poverty is a condition that today affects roughly one in ________ Americans.

Accepted Answer

A)  two
B)  three
C)  eight
D)  twenty
E)  fiftyF) D) and E)
G) B) and E)

Question 8

The best predictor of how well schools perform on standardized tests is the

Accepted Answer

A)  salary levels of the teachers.
B)  population density of the community.
C)  level of local school board control over policy.
D)  community's wealth.
E)  percentage of private to public schools in the community.F) None of the above
G) B) and D)

Question 9

More than 90 percent of the funding for K-12 public education comes from

Accepted Answer

A)  the federal government.
B)  the state governments.
C)  local governments.
D)  state and local governments.
E)  private sources.F) C) and D)
G) C) and E)

Question 10

Charter schools

Accepted Answer

A)  are publicly funded and have no more freedom in choosing students than do public schools,though they have greater freedom in determining curricula.
B)  are privately funded and have total freedom in determining curricula.
C)  are publicly funded but have more freedom in determining curricula than public schools.
D)  are promoted primarily by Democrats as a strong,publicly-funded method of improving education.
E)  have been opposed by President Obama,through executive orders to drain their funding.F) A) and B)
G) A) and C)

Question 11

Which of the following is true regarding income patterns in America?

Accepted Answer

A)  The income of the average American family exceeds $100,000.
B)  The top fifth of Americans in terms of income get nearly 90 percent of the total income in the nation.
C)  The bottom fifth of Americans get slightly less than a twentieth of total national income.
D)  The United States has the lowest amount of income inequality of any industrialized democracy.
E)  None of these answers is correct.F) A) and E)
G) A) and D)

Question 12

________ was terminated in 1996.

Accepted Answer

A)  The Food Stamps program
B)  Medicaid
C)  Medicare
D)  SSI
E)  AFDCF) None of the above
G) B) and D)

Question 13

The major reason social security is likely to be the topic of reform is because

Accepted Answer

A)  many Americans will leave the system in favor of private retirement plans.
B)  Republicans wish to eliminate the system entirely,while Democrats wish to save it.
C)  the number of workers may not bring in enough money to cover the benefits of a growing number of retirees.
D)  it is a very unpopular program.
E)  All these answers are correct.F) A) and D)
G) None of the above

Question 14

The Aid to Families with Dependent Children (AFDC) program was unpopular in part because of

Accepted Answer

A)  its public perception of welfare dependency and irresponsibility.
B)  lack of public concern for child welfare.
C)  public opposition to locally administered welfare programs.
D)  public opposition to welfare programs for the needy.
E)  None of these answers is correct.F) A) and B)
G) A) and C)

Question 15

Social insurance programs have high levels of public support because

Accepted Answer

A)  of their self-financing feature.
B)  they are based on an equality principle-all citizens are eligible for the benefits and all recipients receive the same level of benefits.
C)  their cost is consistently below the spending level for public assistance programs.
D)  of the necessity of increased taxes to fund them.
E)  None of these answers is correct.F) C) and D)
G) A) and B)

Question 16

The term entitlement refers to a program

Accepted Answer

A)  that provides indirect payments to individuals,such as funding for public schools.
B)  benefiting individuals,designed specifically to alleviate the hardships of old age.
C)  that requires the payment of benefits to any individual who meets the eligibility criteria.
D)  of social welfare for which citizenship is the only criterion of eligibility.
E)  None of these answers is correct.F) C) and E)
G) B) and C)

Question 17

What are the two broad groups that individual-benefit programs fall into?

Accepted Answer

A)  public assistance and in-kind assistance
B)  equity and efficiency
C)  positive and negative
D)  social insurance and public assistance
E)  subsidized and social insuranceF) A) and B)
G) C) and D)

Question 18

The No Child Left Behind Act

Accepted Answer

A)  was championed primarily by president Bill Clinton.
B)  offers,but does not require,the chance for schools to receive additional funding if they submit to nationally standardized testing in reading,math,and science.
C)  ties federal funding to national test results in reading,math,and science.
D)  offers increased federal funding to schools that show poor testing performance after three years.
E)  cuts school funding for those schools that show no improvement in test scores after one year.F) B) and C)
G) None of the above

Question 19

A U.S.Bureau of Labor study revealed that about six out of seven workers who lost their job did so because

Accepted Answer

A)  they were fired.
B)  of either a temporary layoff or the permanent elimination of a job position.
C)  they are undereducated for the work they are doing.
D)  they wanted to be out of work in order to collect unemployment benefits.
E)  All these answers are correct.F) A) and C)
G) A) and D)

Question 20

________ has the highest child poverty rate among the major industrialized nations.

Accepted Answer

A)  Sweden
B)  Norway
C)  France
D)  Germany
E)  The United StatesF) A) and E)
G) None of the above

Exam 16: Welfare and Education Policy: Providing for Personal Security and Need

________ was terminated in 1996.

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Discuss what is meant by a social insurance program and provide examples.

Correct AnswerverifiedSocial insurance programs are those prog...View AnswerShow Answer

The No Child Left Behind Act

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More than 90 percent of the funding for K-12 public education comes from

Correct AnswerverifiedShow Answer

What are the two broad groups that individual-benefit programs fall into?

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Which of the following statements is NOT true about Medicaid?

Correct AnswerverifiedShow Answer

Which of the following is true regarding income patterns in America?

Correct AnswerverifiedShow Answer

The best predictor of how well schools perform on standardized tests is the

Correct AnswerverifiedShow Answer

The Aid to Families with Dependent Children (AFDC) program was unpopular in part because of

Correct AnswerverifiedShow Answer

The American welfare system is widely criticized for being inefficient.Explain this criticism,and describe the underlying causes of inefficiency.

Correct AnswerverifiedInefficiency refers to the fact that muc...View AnswerShow Answer

The major reason social security is likely to be the topic of reform is because

Correct AnswerverifiedShow Answer

Charter schools

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The Food Stamps program is

Correct AnswerverifiedShow Answer

The term entitlement refers to a program

Correct AnswerverifiedShow Answer

Poverty is a condition that today affects roughly one in ________ Americans.

Correct AnswerverifiedShow Answer

A U.S.Bureau of Labor study revealed that about six out of seven workers who lost their job did so because

Correct AnswerverifiedShow Answer

The defining characteristic of a social insurance program is that

Correct AnswerverifiedShow Answer

________ was called "the great leveler" when it began in the early nineteenth century.

Correct AnswerverifiedShow Answer

Social insurance programs have high levels of public support because

Correct AnswerverifiedShow Answer

________ has the highest child poverty rate among the major industrialized nations.

Correct AnswerverifiedShow Answer

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Social insurance programs are those prog...
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Inefficiency refers to the fact that muc...
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