Question 1

Renee Carson's health insurance policy includes a $500 deductible and a coinsurance provision requiring her to pay 20 percent thereafter.Her medical bills total $7,000.What amount is she required to pay personally?

Accepted Answer

A)  $1,800
B)  $500
C)  $1,300
D)  $5,000
E)  $7,000F) A) and E)
G) A) and D)

Question 2

A good health insurance plan should:

Accepted Answer

A)  impose unreasonable exclusions.
B)  provide at least a $2 million lifetime maximum for each family member.
C)  pay 100 percent for out-of-hospital expenses.
D)  provide at least 120 days' hospital room and board in full.
E)  limit your out-of-pocket expenses to no more than $1,000 per year.F) A) and D)
G) All of the above

Question 3

Because you feel young and healthy now,you may overlook the very real need for which type of insurance?

Accepted Answer

A)  Disability income
B)  Automobile
C)  Dental
D)  Vision care
E)  LiabilityF) D) and E)
G) A) and E)

Question 4

Joe Johnson needs surgery for appendicitis.Which part of his basic health insurance coverage should help pay for the surgeon's fees?

Accepted Answer

A)  Hospital expense
B)  Surgical expense
C)  Physician expense
D)  Major medical expense
E)  Medicare Part BF) A) and E)
G) B) and C)

Question 5

Sophie Bennett is required to pay 20 percent of her medical costs after the deductible has been paid.What is this requirement called?

Accepted Answer

A)  Coordination of benefits
B)  Deductible
C)  Coinsurance
D)  Stop-loss provision
E)  Waiver of premiumF) B) and D)
G) B) and E)

Question 6

Which one of the following would be your best selection if you could only choose one of the following types of insurance?

Accepted Answer

A)  A basic plan combined with a major medical expense plan
B)  Combined dental and vision plan
C)  Dread disease and cancer plan
D)  Long-term care
E)  AccidentF) B) and D)
G) C) and E)

Exam 11: Health,disability,and Long-Term Care Insurance

Joe Johnson needs surgery for appendicitis.Which part of his basic health insurance coverage should help pay for the surgeon's fees?

Correct Answer
verified

A good health insurance plan should:

Correct Answer
verified

Which one of the following would be your best selection if you could only choose one of the following types of insurance?

Correct Answer
verified

Sophie Bennett is required to pay 20 percent of her medical costs after the deductible has been paid.What is this requirement called?

Correct Answer
verified

Because you feel young and healthy now,you may overlook the very real need for which type of insurance?

Correct Answer
verified

Renee Carson's health insurance policy includes a $500 deductible and a coinsurance provision requiring her to pay 20 percent thereafter.Her medical bills total $7,000.What amount is she required to pay personally?

Correct Answer
verified

Exam 11: Health,disability,and Long-Term Care Insurance

Joe Johnson needs surgery for appendicitis.Which part of his basic health insurance coverage should help pay for the surgeon's fees?

Correct AnswerverifiedShow Answer

A good health insurance plan should:

Correct AnswerverifiedShow Answer

Which one of the following would be your best selection if you could only choose one of the following types of insurance?

Correct AnswerverifiedShow Answer

Sophie Bennett is required to pay 20 percent of her medical costs after the deductible has been paid.What is this requirement called?

Correct AnswerverifiedShow Answer

Because you feel young and healthy now,you may overlook the very real need for which type of insurance?

Correct AnswerverifiedShow Answer

Renee Carson's health insurance policy includes a $500 deductible and a coinsurance provision requiring her to pay 20 percent thereafter.Her medical bills total $7,000.What amount is she required to pay personally?

Correct AnswerverifiedShow Answer

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified